Candescent is the leading provider of non-core digital banking SaaS solutions, delivering account opening, digital banking, and branch experiences for banks and credit unions of all sizes. Our API-first architecture and integrated ecosystem enable seamless customization and third-party integration, while connected in-person, remote, and digital channels transform customer service. With self-service tools, marketing capabilities, and data-driven analytics, we empower institutions to enhance branding, optimize user experience, and drive growth—supported by expert, end-to-end service.
Position Overview:
The “ AI Scientist” will be responsible to design, develop, and deploy AI-powered software solutions for Banks, Credit unions & Financial giants. This role requires a deep understanding of AI technologies and the ability to collaborate effectively with cross-functional teams.
Requirements
· 4+ years of experience in AI, ML, Gen AI, Agentic AI, NLP, Modelling & Real time decisioning systems
· Excellent programming skills in Python, research/innovation experience, strong communication & collaboration skills
· Hand-on experience in building Agents, prompt engineering, fine-tuning, transfer learning, Transformers, Deep Learning, innovation & research
· Experience in enterprise SaaS platforms; fintech or banking domain, Conversational AI, experience in product based company is strongly preferred.
· Experience in GCP cloud, MLOps practices for CI/CD in AI/ML, deploying the APIs (FastAPI) & vector data bases.
· Familiarity with Open Banking standards, APIs, data-sharing frameworks, embedding third-party AI tools/APIs into core product workflows.
Key Responsibilities
· Contribute to Candescent’s AI vision aligned with product and platform strategy.
· Mentor other Agentic AI/AI/ML professionals providing guidance on best practices and technical expertise.
· Develop AI Agents, Gen AI/AI/ML Solutions, Custom data models and algorithms from conception to completion ensuring quality & timelines
· Partner with Product & Engineering to develop secure, compliant, and scalable Agentic AI, Gen AI, AI & ML capabilities across our customer-facing and internal platforms.
· Identify opportunities for AI integration and expansion across various products & services.
· Develop AI-powered features across the digital banking platform, including fraud detection, smart personalization, chat and voice assistants, and intelligent automation.
· Champion AI used cases in open banking—powering smarter financial decisions through data aggregation, partner integrations, and predictive analytics.
· Drive integration of third-party AI tools and services into Candescent’s platform through APIs and SDKs.
· Establish and enforce best practices in model governance, quality management, bias mitigation, responsible AI & model explainability.
· Stay updated with the latest advancements in Agentic AI/Gen AI/AI/ML and propose innovative solutions to enhance the company's capabilities.